2005年卫生C阅读理解考题分析:
Saving Money
Where you save your money often depends on what you are saving for. If you are saving to
buy a CD(光盘)or to go to a concert，then probably you would keep your money somewhere in your room.
If you are saving for a big purchase like a mountain bike or a school trip，where would you save your money?
One place to save money is the bank. Putting your money in a savings account will help
your money earn more money If you put your money in a piggy bank(猪形储蓄罐)，one year later you’ll still have the same amount of money you put in．If you put your money in a savings account，one year later, you’ll have more money than you put in Why?
When you keep your money in a bank，your money earns interest．Interest is the amount of
money a bank pays you to use your money．The bank uses your money(and the money of other people，too)to loan money to people and businesses．
The bank will send you a statement several times a year A bank statement tells you how much money you have in your account. It also tells you how much interest you have earned．If you leave your money in the bank，you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD．If you have some
money that you don’t need to use for a long time，this is a good way to make your money grow．
You can buy a CD at a bank．You agree not to use the money for a certain period of time．
That period might be from six months to five years．You can’t touch your money during that time
If you do，you must pay a penalty，or fee
Since the bank is using your money for that time period, it will pay you interest. You will earn more interest with a CD than in a saving account. Can you guess why? It’s because you promise to leave to leave your money in the bank for a certain period of time. Banks pay different rates of interest. So, you may want to compare rates in newspaper ads before buying a CD.
1. 综合 Which way will help your money earn more money? (理工/卫生Your money will earn more money if you put it ___)
A. putting your money in your room (A in your room．)
B. Putting your money in a piggy bank (猪形储蓄罐) (B in a piggy bank.)
C. Putting your money in your pocket (C in your pocket．)
D. Putting your money in a savings account (D in a savings account)
2. 综合Interest is the amount of money which ___.(理工/卫生A bank pays you interest for ___.)
A. a bank lends to people (A wasting your money．)
B. a bank loans to business (B losing your money．)
C. a bank pays you (C using your money．)
D. a bank uses (D decreasing your money)
3 综合A bank statement tells you ___.(理工/卫生Among other things, a bank statement tells you ___.)
A. the amount of money you have in the bank. (A the amount of money you have in the bank．)
B. the current rates of interest． (B the current rates of interest．)
C the current rates of exchange (C the current rates of exchange．)
D the best way to save you money (D the best way to save you money．)
4. 综合If you draw your money before it is due, you ___. (理工/卫生If you draw your money before it is due, you will have to ___. )
A have to pay interest to the bank． (A pay interest to the bank．)
B have to close your account (B close your account)
C have to open a new account (C open a new account．)
D have to pay a penalty or fee (D pay a penalty or fee)
5 综合/理工/卫生The word “touch”in paragraph 7 could be best replaced by
A “deposit”
B “lend”．
C “use”．
D “cash”．
答案与解析:
1. 文章标题分析: Saving Money
文章标题涉及到多义词的理解，所以借助文章开头的相关语句来获得对文章主题进一步的理解：
（第一段）（1）Where you save your money often depends on what you are saving for. （2）If you are saving to buy a CD(光盘)or to go to a concert，then probably you would keep your money somewhere in your room.
（depend on – rely on 依靠, 取决于）
第2句明确地说“如果你存钱是为了购买光盘，或去听一场音乐会，那么可能你会把钱放在你房间里的某个地方。”， 显然该句中的keep一词明确地点明了文章的主题 –存钱， 这样也确定了文章标题的含义： “存钱”。 从文章标题的内容上看，并结合文章开头的特点（第一句）直接出现了观点句（你在什么地方存放钱， 往往取决于你存钱的目的）， 判断这篇文章是论述文， 文章可能就“存放钱的地方”和“存放钱的目的”之间的关系展开讨论，文章的主题就是“存钱”。
2． 直接解题。
基本解题思路： 利用题干中的核心词/特征词作为答案线索， 在文章中找到答案相关句， 对比答案相关句的内容和问题句及被选项的内容判断答案。
提示： 要注意观察问题句在语法结构和用词上的特点；要注意分辨被选项之间在语意上， 在用词上， 在结构上的相互关系， 因为答案往往出自有关系的选项中。
1. 综合 Which way will help your money earn more money? (理工/卫生Your money will earn more money if you put it ___)
A. putting your money in your room (A in your room．)
B. Putting your money in a piggy bank (B in a piggy bank.)
C. Putting your money in your pocket (C in your pocket．)
D. Putting your money in a savings account (D in a savings account)
1． D。分析：综合类考题中的问题句说“哪种方式能帮助你赚更多的钱？”/理工类和卫生类考题中的问题句说“如果你把钱放在…， 你的钱能赚更多的钱”。虽然是问的是同样的内容，但是理工类/卫生类的考题中用的是复合句， 而综合类考题中用的是简单句。 调整方式：改变句子结构。 该题可以借助常识直接作出判断： 因为我们知道把钱存放在银行， 银行就会给我们提供利息， 这样钱也就会变得更多。所以D是答案。综合类中提供的被选项是动名词的结构，理工类/卫生类中提供的被选项是介词短语结构。被选项之间在结构上一致。该题也可以借助文章中的相关句判断答案： 利用问题句中的特征结构（涉及到修饰词）more money作为答案线索， 这样找到答案相关句： Putting your money in a savings account will help your money earn more money.该句说“把钱存放在存款帐户里能帮助你的钱赚取更多的钱。”，借助这句话判断答案是D。
2. 综合Interest is the amount of money which ___.(理工/卫生A bank pays you interest for ___.)
A. a bank lends to people (A wasting your money．)
B. a bank loans to business (B losing your money．)
C. a bank pays you (C using your money．)
D. a bank uses (D decreasing your money)
2． C。分析：综合类考题中的问题句说“利息是…的那么多的钱”/理工类和卫生类考题中的问题句说“银行支付给你利息是为了…”理工类/卫生类的考题和综合类考题内容都涉及到“利息的性质”。 调整方式： 虽然是同样的问题， 但是改变问题提问的方式。 该题可以也借助常识直接作出判断： C（银行支付给你的）。 在理工类/卫生类的考题中也是C（使用你的钱）是答案。综合类中提供的被选项是定语从句， 理工类/卫生类中提供的被选项是动名词短语， 被选项之间在结构上一致。该题也可以借助文章中的相关句判断答案：利用问题句中的核心词Interest作为答案线索， 这样找到了答案相关句： When you keep your money in a bank，your money earns interest．该句没有直接涉及问题内容， 接着看后面的句子： Interest is the amount of money a bank pays you to use your money. 该句直接结识答案。不难看出理工类/卫生类的考题和综合类的考题都是根据划线结构设置的: 前者考察不定式结构的语法功能(在该句中作目的状语, 正好for呼应; 后者是考察考生对定语从句结构的理解.
3 综合A bank statement tells you ___.(理工/卫生Among other things, a bank statement tells you ___.)
A. the amount of money you have in the bank. (A the amount of money you have in the bank．)
B. the current rates of interest． (B the current rates of interest．)
C the current rates of exchange (C the current rates of exchange．)
D the best way to save you money (D the best way to save you money．)
3．A. 分析：综合类考题中的问题句说“银行的贷借对照表告诉你了什么?”/理工类/卫生类考题中的问题句说“其中，银行的贷借对照表告诉你了什么? ” 理工类/卫生类的考题中比综合类的考题在内容上多用了一个短语结构Among other things， 但是问题所问及的内容完全相同。该题可以借助常识直接作出判断：A（你在银行里有多少钱）是答案。该题也可以借助文章中的相关句判断答案：利用问题句中的核心词bank statement作为答案线索， 这样找到了答案相关句：The bank will send you a statement several times a year. A bank statement tells you how much money you have in your account. 该句说“银行贷借对照表告诉在你的帐户中有多少钱”，根据该句判断A是答案。 该题考察考生对宾语从句结构和定语从句结构的理解。
among others [other things] 其中，尤其
4. 综合If you draw your money before it is due you___. (理工/卫生If you draw your money before it is due, you will have to ___. )
A have to pay interest to the bank． (A pay interest to the bank．)
B have to close your account (B close your account)
C have to open a new account (C open a new account．)
D have to pay a penalty or fee (D pay a penalty or fee)
4． D。分析：综合类考题中的问题句说“如果你的钱还没到期， 你就把钱取了出来， 那么你…”； 理工类和卫生类考题中的问题句内容基本上与综合类的内容完全一样。。该题可以借助常识直接作出判断：D（你得支付违约罚金或手续费）是答案。该题也可以借助文章中的相关句判断答案：利用问题句中的核心结构（谓语）draw your money作为答案线索， 这样找到了答案相关句： You agree not to use the money (与draw your money呼应)for a certain period of time． That period might be from six months to five years．You can’t touch your money (与draw your money呼应)during that time. If you do，you must pay a penalty，or fee. 该划线句说“如果在此期间你动了钱（取了钱）， 你必须支付违约罚金或手续费”， 因此判断D是答案。
考点： 考察省略句结构。
5 综合/理工/卫生The word “touch”in paragraph 7 could be best replaced by
A “deposit”
B “lend”．
C “use”．
D “cash”．
5． C。分析：综合类/理工类/卫生类考题中该题完全一样， 问题句说“第7段中的touch能被哪个选项替换？” 找到该词在文章中的位置： You agree not to use the money for a certain period of time．
That period might be from six months to five years．You can’t touch your money during that time
If you do，you must pay a penalty，or fee.上题在解题的过程中已经对touch这个词的词义进行了分析， touch的含义是C“动用”。
考点：该题考察考生借助上下文判断文章中某个单词的词义的能力。
